Pix
bcb.gov.br · Debrid · 1 record · JSON
Pix (Brazilian instant payment rail) Debrid
fails: identitynational-idno cardRwrite-gated
| Free tier | Not a metered service and not a subscription. No fee is published on any page read the rail's own rulebook at bcb.gov.br is served by a client-rendered application that returned navigation and a cookie banner on two attempts. unit none; metered on none; The trial and fee rules for individuals are unverified. What is verified is the buyer-side behaviour at two checkouts, below. |
|---|---|
| Price | none stated |
| Per-object cap | not applicable: a payment, not an object. |
| Retention | not applicable. A Pix charge is presented as a code with an expiry; the checkout pages read here do not publish the lifetime. |
| Egress | not applicable. |
| Identity | national-id CPF plus an account at a Brazilian financial institution. The checkout hides the CPF field for foreign IPs and disables Pix, which is the operational proof that the rail is closed to a buyer outside Brazil. |
| Limits |
Kiwify states the exclusion from the merchant side in plain Portuguese: 'Quando um comprador acessa o checkout de fora do Brasil, nos escondemos o campo de CPF e desabilitamos algumas funcionalidades como: Boleto bancario, Pix, Parcelamento'. Hotmart lists Pix under 'Metodos de pagamento exclusivos do Brasil'. |
| Binding | write-gated Nothing about volume applies. A buyer without a Brazilian account cannot complete the payment at all, which is the gate that fails before any other consideration. |
| Interface | rest The buyer's surface is a payment code, described by Kiwify as 'um codigo unico de pagamento, podendo ser pago via ... Code ou pela opcao de Pix Copia e Cola'. Settlement is pull-based: the payer's bank app reads the code, so no card details cross the merchant. |
| Tooling | Any Brazilian bank app or a copy-and-paste code. There is no client the buyer must install and no credential to store, which is why Brazilian resellers prefer it. |
| Composes with | Pix is the rail that makes the R$ 24.90 reseller listings work: a buyer with no international card pays in seconds into a Brazilian storefront, which then buys the foreign subscription itself. The chain adds a person between the buyer and the service, and that person holds the account. |
| Reliability | Instant settlement, so a mistaken transfer is not reversible through the rail; none of the checkout pages read here describe a dispute path. A payer travelling abroad can re-select Brazil in the checkout's country selector to get Pix back, per Kiwify, so the gate is residency rather than location. |
| Notes | A payment rail is not a retrieval service, and this record exists because question cannot be answered without it: every R$ price is a Pix price, and Pix is the one part of the Brazilian stack a foreign buyer cannot join. The Chinese parallel is Alipay or WeChat Pay; the shape is the same, a domestic clearing rail that local storefronts build on. |
| Evidence rung | reported Two checkout vendors document the rail's buyer-side gate, and both agree. The rail's own rulebook was not readable: bcb.gov.br returned a cookie banner and navigation on two URLs, and the PDF path 404s. Reading the BCB rulebook would move the fee and limit statements from absent to documented. |
| Checked | 2026-10-24 (live); stale on 2026-11-07 |
Evidence (3)
| date | source | what it proved |
|---|---|---|
| 2026-10-23 | ajuda.kiwify.com.br/pt-br/article/o-checkout-funciona-fora-d | 'Quando um comprador acessa o checkout de fora do Brasil, nos escondemos o campo de CPF e desabilitamos algumas funcionalidades como: Boleto bancario, Pix, Parcelamento' and 'os estrangeiros nao precisam de CPF e tambem nao podem pagar via boleto bancario, pix ou parcelado' |
| 2026-10-23 | ajuda.kiwify.com.br/pt-br/article/como-funciona-o-pix-1bq7o7 | 'O codigo gerado pelo checkout da Kiwify e um codigo unico de pagamento, podendo ser pago via ... Code ou pela opcao de Pix Copia e Cola' - the mechanics of the payment code |
| 2026-10-23 | suportehotmart.zendesk.com/hc/pt-br/articles/25648853025037- | 'Metodos de pagamento exclusivos do Brasil > Pix' - a second, independent checkout vendor classifying Pix as Brazil-only |
More fields (2)
{
"buyer_gate": "CPF + Brazilian bank account",
"merchant_receipt": "Kiwify receives the Pix, not the seller: 'Quem recebe o Pix e a Kiwify e nao voce diretamente'"
}